You Win Again Free Sheet Music
Everybody needs coin to survive. Information technology's a fact we may non like, just information technology'southward still a fact. Another inescapable truth is that most of u.s.a. could use more money for the things we demand likewise as the things we just want. That probably makes the hope of winning the lottery audio like a dream come true, simply the reality is much more complicated than that.
Consider this cautionary tale of a woman in desperate need who won an unbelievable amount of money. The choices and mistakes she made afterwards winning ultimately resulted in losing it all. Her story reminds u.s. all to never forget that coin doesn't purchase happiness.
Encounter Marie Holmes
When she was 26, Marie Holmes was living a difficult life in Northward Carolina. She was a hard-working, single female parent of four with two depression-paying jobs. On top of this, i of her children had just been diagnosed with cerebral palsy.
Because of her kid'south special needs, Marie was forced to quit both of her jobs to care for him full time. Obviously, the $188 1000000 lottery windfall seemed like a Godsend when Marie won, just unfortunately, she made a series of poor decisions that resulted in her losing information technology all.
Marie made some promising comments virtually what she planned to do with the lottery coin — $127 million after she chose to get it in a lump sum. "First I'm going to pay my tithes, because I wouldn't have none of it if information technology weren't for God."
"After that, I'1000 going to ready accounts for my kids…I'thousand going to buy a house for me and my kids, then make sure my family is all good." Marie also told WGN-TV, "I don't have to worry about the word 'struggle' no more and neither exercise [my children]."
The Waiting Game
Although most lottery winnings are non life changing, lottery jackpots are huge, and at that place are rules for challenge those winnings. If a person wins less than $599, the establishment that sold them the ticket pays them their winnings. However, there is a lengthy process involved in claiming large lottery winnings.
The ticket has to exist verified by a scanning machine. Next, there is a waiting period for the money to exist awarded, and the winner must fill out some identification paperwork. Concluding, the winner must decide if they want all the money in a lump sum or have it dispersed in installments for thirty years (on average).
Choices, Choices
One of the more than difficult choices when a person wins millions of dollars in a lottery is whether to get the money in a lump sum or in installments. The dilemma occurs because there is a large punishment for getting all the money faster in a lump sum.
Marie had the choice of collecting the unabridged $188 million over xxx years or forfeiting $61 million and collecting the remaining $127 one thousand thousand much sooner. Financial experts commonly recommend taking the lump sum and investing the money. That allows you the opportunity to make money on your winnings instead of the state. Marie chose the lump sum.
Uncle Sam's Cut
Many people don't know how much taxes people accept to pay out of lottery winnings in the U.S., and so nosotros'll break it downwards for you. Although the entire tax amount wasn't reported in Marie Holmes' case, she definitely paid millions to the government.
In the U.S., lottery winnings are considered income by the IRS, on both the state and federal levels. Therefore, N Carolina would have taken 5.8% of Marie's $127 million, and the Federal Government would have taken anywhere from 25% to 39.half-dozen%, depending on tax subclass and other factors. Near people pay the highest rate.
Setting an Example
When Marie won the lottery, she had plans that all sounded very honorable. She said she would donate showtime to her church and then motility out of her mobile home and purchase a new house for her children. She also planned to set up up college funds for them.
Marie told NBC, "All the struggle that I always went through, information technology was all for [my children]. I want them to understand that money doesn't change yous, but it can help you lot." The public barbarous in love with Marie after hearing near her history of poverty and difficult knocks earlier she became wealthy.
Could She Handle It?
The reputation that Marie had in her hometown and elsewhere was that of a difficult-working, single mother who, according to her family and friends, "understood the value of a dollar." At i betoken, she had two jobs — Walmart and McDonald's — to support her four children. Therefore, nobody expected her to make poor decisions about where the money would become.
Of course, no 1 took into account that Marie was inexperienced and uninformed nearly how to handle large amounts of money. When she started deciding how to spend the lottery money, the public viewed her as immature and irresponsible.
Financial Advisor, Delight?
When people who aren't wealthy win a lot of money, it's highly recommended that they seek professional assist about how to manage the money, including what Not to do with information technology. The boilerplate American has admittedly no experience handling large amounts of coin.
Financial advisors warn that even titanic amounts of coin can disappear rapidly if it isn't invested wisely. In the case of Marie Holmes, it seemed like her heart was in the right place and she was doing what she thought was right, simply some proficient advice definitely would accept helped her out.
The Bad Judgment Begins
The first thing dubbed a poor judgment call by the public was the $15,000 Rolex that Marie bought her fellow, Lamar "Hot Sauce" McDow. The watch was more jewelry than a timepiece and was reportedly "dripping with diamonds."
That same young man ultimately toll Marie much more. The Port City Daily reported Lamar was a gang member and a drug dealer after he was arrested and charged with "conspiracy to traffic in opium or heroin" in April 2016. He connected to get arrested throughout their relationship, and Marie spent millions on his bail and defense.
The Saga Continues
Earlier being sent to jail on drug charges in 2014, Lamar McDow lived with Marie Holmes and her children in her trailer. When he was released from jail after serving his sentence, he lived in the $350,000 habitation that she had purchased after winning the lottery.
According to the Daily Mail, of the original amount of $188 meg, Marie was left with near $88 million afterward deciding to take her winnings in a lump sum and paying taxes. This is withal a very large corporeality of money, but a loss of $100 million is obviously very significant.
Leeches Coming Out of the Woodwork
Predictably, lots of people immediately started asking Marie and her boyfriend for money after they heard she won the lottery. The people included friends, family members and numerous others, all requesting various amounts of coin for all kinds of reasons. Unfortunately, this experience is common for lottery winners.
Marie and Lamar were constantly harassed for coin handouts, and information technology became very stressful for them. Marie was quoted equally proverb, "When money comes, there are more than bug," according to reports.
Racial Intolerance in Their New Home
Another problem that plagued Marie and her family in their new life in their new home was harassment from neighbors due to racial prejudice. The neighborhood that Marie moved into with her family was an intolerant, primarily white customs, and much to the family's chagrin, the residents were not interested in changing.
According to Lamar, "1 neighbor set a camera to record everything we were doing. If I was driving downwardly the road and going at the speed limit, they would moving ridge at me for going too fast. They did not desire us there. They were prejudiced." Lamar reported these disturbing events to the Daily Mail.
The Church building Donation
Marie stayed true to her word, which was reported in a printing release as "The starting time matter she promised was to tithe — give a tenth of her winnings to charity." Marie donated a total of $700,000 to her hometown church, Pleasant Hill Missionary Baptist Church, located in Shallotte, NC.
The church building reportedly used the money for much-needed renovations. Marie told the press the church was an of import part of her life and her organized religion and that she had been attention that item church since she was a child.
Pastor Disaster
Unfortunately, a different pastor made contact with Marie and her family with an evil ulterior motive. Pastor Kevin Matthews claimed that "God led him to them," and although they certainly regretted it later, Marie and her family believed him and allowed him into their lives and their home.
Soon after meeting Marie, Pastor Matthews asked her for $1.v million so he could build a retreat. According to him, Marie verbally agreed to fund the project, although in that location is no evidence to back up that. He and then went ahead and began construction on the retreat using his own coin. Marie did not contribute.
Wicked Intentions
Citing a exact understanding in which Marie allegedly promised to donate $1.v meg for his retreat, Pastor Kevin Matthews announced publicly that he was suing Marie Holmes for $ten meg. The amount of money named in the arrange was baffling, considering the amount he was allegedly promised was much less.
The public believed Pastor Matthews was being ungrateful and greedy. His behavior seemed unbecoming of a Christian leader to virtually people of faith. The justification for his lawsuit was that he had a verbal agreement with Marie for a money donation and compensation for "emotional distress."
Public Outrage
Equally shortly every bit the media caught current of air of the lawsuit, they uncovered that Matthews did not announced to exist affiliated with whatever church building. This led to a severe, angry public backlash. People shamed Matthews for being a fraud and trying to scam a squeamish lady out of her rightful winnings.
One YouTuber, "Donald the Repentless," was so mad about this that he put out videos entitled, "F*** You lot Pastor Kevin Matthews." Public opinion was articulate that this and then-called "pastor" was aught simply a money-grubbing scam artist preying on a nice lady to get his hands on a lot of undeserved money.
To Elevation Information technology Off: Adultery
In more bad news for Marie and her children, the media reported that her ex-captive boyfriend was existence unfaithful. Unfortunately, information technology was too reported that she herself paid Lamar'due south mistresses hush money to go abroad instead of getting rid of him.
In more reputation damaging news, a video surfaced on Facebook of a woman who claimed that in addition to Lamar cheating on Marie, he was besides stealing money from her to pay prostitutes for "sexual favors." Unfortunately, the video went viral, as juicy gossip often does.
Powering Through
Instead of withering under the scrutiny of the media and the public, Marie decided to take drastic measures to meliorate her circumstances. She gathered her strength and took matters into her own easily past turning to a well-known life coach to get some communication nigh how to improve her life.
Marie contacted Iyanla Vanzant, who has her own show advising people about their relationships on the Oprah Network. Vanzant is a renowned author and motivational speaker with a huge following due to her reputation for irresolute people'south lives for the ameliorate.
The Truth Revealed
In some other surprising twist, when Marie went on the Iyanla: Fix My Life talk show, her mother, Fontella, came out and revealed that the numbers she chose for the winning lottery ticket were actually hers and that they had a very special pregnant.
"I kept dreaming virtually your brother that we lost. His birthday, he was the 3rd child, he'd have been 25 that yr. Those were the numbers." When Marie asked her mother why she didn't claim the money for herself, Fontella replied, "I just wanted you to better yourself for the babies."
The Scoop on Lamar McDow
Lamar "Hot Sauce" McDow was fortunate plenty to stay in Marie'due south proficient graces long enough to fight jail 3 times, to the tune of millions in bail and legal fees. The beginning time Marie bailed him out, it cost her $three million in bond coin.
Before a yr had passed, Lamar was arrested again, and Marie bailed him out over again for $half-dozen million. The third time Marie bailed out Lamar, information technology was $12 million. You would think she would have been repulsed by his criminal behavior, but she just kept spending the money, resulting in widespread criticism.
Misery Loves Company
Marie was warned by many people that if she continued her relationship with Lamar, she could finish up with criminal charges herself. Unfortunately, that'southward exactly what happened. One dark, Lamar violated his parole curfew. When the law came, they discovered marijuana in the house.
Tragically, Marie was arrested for possession in front of her children. Marijuana remains illegal in North Carolina, but in that location is a significant racial bias about who is criminalized for information technology, according to the ACLU. The same number of white people as black people use marijuana, merely blacks are 3.73 times more than likely to be arrested.
The Boyfriend Defence
Lamar eventually got angry at the people criticizing Marie for spending her money bailing him out of jail, and he lashed out. To the Daily Mail, he asserted, "We are a couple, and I am the father of her youngest child. This is what people practise for each other."
Lamar went on to say, "She has the money, and she can practise what she wants with it. If I had that coin, and then I would do the same for her. People are simply jealous because of how much she won, and people want to see me locked in jail."
The Wolf Pit
During the taping of the Iyanla show, the bad headlines just kept rolling in. Marie's family and even one-time friends started accusing her of really stealing the lottery ticket from her mother, despite Fontella freely admitting on tv set that she had given the ticket to Marie.
To add together to the stress and drama, Lamar went to jail at this time on a vii-year sentence for charges related to possessing and selling heroin. True to course, Marie persisted in pushing forward and moving on with her life, demonstrating her forcefulness and resilience.
A Goal Met
Despite poor taste in partners, Marie did make some good decisions almost what to do with some of her money. She ended up giving $9.7 million to diverse charities. Part of that coin went to the make-new Marie Holmes Foundation, which was established to provide for children in need.
Marie's foundation provides necessities for underprivileged children. It also holds community events, which are how some children become their school supplies and their Christmas presents. The foundation helps struggling young mothers similar Marie was before she won the lottery.
Do Christians Take chances?
Marie was raised a devout Catholic, and she leans heavily on her Christian religion. Some people criticized her for playing the lottery at all, considering it tends to be frowned upon by the church. People have mixed opinions when it comes to Christians gambling.
One pastor said this to the Christian Mail: "You can't be confronting the lottery, simply your youth department is doing a RAFFLE! Same thing, pastor. Aforementioned THING!" The stigma remains about gambling existence an irresponsible money-waster. Others argue that at that place is naught specific said almost gambling in the Bible, and so it'south okay when it's not driveling.
The Root of All Evil
Other religious people, such as one pastor cited in the Christian Post, pointed out that the Bible says that money is where evil originated. He scolded Marie for ownership the lottery ticket and went on to say, "First, nosotros must guard against our love of money."
Information technology should exist noted that when the Bible does mention "casting lots," information technology's not unremarkably talking about textile gain, but nearly God. In an case of this, Proverbs 16:33 states, "The lot is cast into the lap, only its every decision is from the Lord."
Some Friendly Communication
We recommend that others read the unfortunate story of Marie Holmes in case they detect themselves in her shoes. It's non at all easy to go from rags to riches, and like versions of her story take happened to others.
It'due south important to understand taxation laws for the long term, the rules of the lottery and investment options if y'all ever notice yourself in the position of receiving a large windfall of money. Exist sure to hire a good professional financial good to help you lot determine how to manage your money to avoid reckless decisions.
A Cautionary Tale
If you ever happen to detect yourself in the unlikely position of winning the lottery some things to watch out for include government laws, lottery rules, state and federal taxes and your previous unpaid debts. These things can assist you calculate your expendable income.
It may be unwise in the initial excitement to promise lots of charitable giving, like Marie did, without offset doing the math to see what your take-home amount really is. Multiple millions of dollars may seem like an enormous corporeality, but every bit Marie discovered, it'southward piece of cake to fire through it chop-chop if you are uninformed.
Farther Drama
Some think that Marie had a run of terrible luck afterward she won the lottery, while others think she brought her woes upon herself with poor decision-making. A few think the truth lies somewhere in the center of those two blackness-and-white judgments.
Bated from spending millions on her boyfriend — who eventually ended up in federal prison anyway — Marie too fabricated some other questionable decisions afterwards winning the lotto, such as ownership her boyfriend a business of his own and buying her mother a house. She besides had harassment charges filed against her for allegedly calling a woman repeatedly to threaten her.
The Bottom Line
The ending of this story is mostly grim, although Marie Holmes did do some positive things with a lasting bear on before the final of her money was gone. She didn't seem to realize that she would be under a microscope with the media and the public.
Hither are a couple more than tips, merely in example you ever hit it big: Don't trust anyone request for money, fifty-fifty if they seem to have a very respectable social status (similar the pastor who sued Marie Holmes). Remember the good that coin tin do, simply don't forget the bad. No matter what, don't make bold promises immediately afterwards winning.
Source: https://www.reference.com/business-finance/what-not-to-do-if-you-win-lottery?utm_content=params%3Ao%3D740005%26ad%3DdirN%26qo%3DserpIndex
0 Response to "You Win Again Free Sheet Music"
Enregistrer un commentaire